About Us

Welcome to AssumeList™!

In 2022, as interest rates steadily rose, we kept hearing homebuyers say, “It’s getting too expensive to buy a home!” Higher mortgage rates directly affect the cost of home ownership – for every 1% that mortgage rates increase, monthly mortgage payments also increase by about 10%. In many real estate markets nationwide, interest rate hikes literally price homebuyers out of the market.

AssumeList™ evens the playing field by removing market barriers from homeownership.

A scale balancing the size of a Loan vs  the size of a home

Even though mortgage rates have more than doubled since 2020, you can still buy a home with a sub-3% interest rate. You just need to know where to look for it. 

AssumeList™ is your one-stop shop for finding homes with assumable loans, so that you can take advantage of an amazing interest rate from years gone by – and save tens of thousands of dollars in the years to come.

AssumeList™ is a Service Disabled Veteran Owned Small Business and is a first-of-its-kind real estate search platform.

As we searched for ways to help make homeownership goals affordable, we realized there needed to be an easier way to tap into one of the best money-saving strategies out there: homes with assumable mortgages. These mortgages can be taken over by a homebuyer at their current interest rate, which is often significantly lower than the market rate. 

AssumeList™ makes these homes searchable – now, as quickly as you can find a three bedroom rambler, you can also find a home with an assumable loan that could save you thousands of dollars every month.

To make homeownership more affordable for more people.

When interest rates rise, mortgage payments rise with them. In 2021, the average 30-year rate was 2.96%. Two years later rates topped over 7.50% – this equates to mortgage payments that are nearly 50% more expensive!

This massive shift in affordability leads to home buyers and sellers missing out on opportunities to own the homes they want, as they wait on the fate of the market to turn.

AssumeList™ changes this dynamic and puts control back into the hands of homebuyers by enabling you to take advantage of significantly lower interest rates – rates not available on the current market and perhaps never to be seen again in our lifetime.

We designed our unique search tool to make it easy to find assumable homes that will save you thousands of dollars every year.

With AssumeList™, now you’re in control of the market and your perfect home is within reach.


To provide homebuyers with best-in-class technology and outstanding customer service.


Our passion is finding new ways to help our customers achieve their goals.


We value the opinions of our customers and teammates. Their success is our success.


We believe that doing the right thing is always the right thing, always.


We approach challenges with a continual desire to learn and improve.

Team Work

We go farther when we go together.

Meet Our Team

We think you should expect more from your real estate experience, and we’ve dedicated our careers to help you!

Michael Lorino - Founder / Managing Director

Michael Lorino

Founder / CEO

Bethany Stalder - Director of Marketing

Bethany Stalder


Have a Question?
We’re Ready to Serve!

Need help with how to use AssumeList™ or have a general question? Drop us a line and we’ll respond back to you in double time fashion.

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