Exclusive
Access
forAgents

eXp agents receive complimentary access to AssumeList after receiving assumable mortgage training.

Attend training I already have a code

Grow your business and convert more leads by offering access to the nation’s #1 assumable mortgage ecosystem

WHY ASSUMELIST

The Competitive Edge
You’ve Been Missing

AssumeList gives eXp agents a genuine advantage — solving the affordability challenge for buyers and helping sellers sell faster at higher prices.

Interactive Client Sub-Accounts

Interactive Client Sub-Accounts:
-Exclusive access to state-wide assumable data for your clients
-Clients search by interest rate, monthly payment, cash gap, and more
-View 2nd mortgage calculator w/ blended rates and monthly savings
-Proprietary VA entitlement calculator to assess likelihood of non-veteran assumptions

Attend Training

Tools to Generate Assumable Listings

Tools to Generate Assumable Listings:
-Agent-only access to 4 million off-market assumable low-rate properties 
Skip trace owner data for all off-market properties
-Golden letter direct mailing tool to generate assumable listing opportunities
-Branded shareable links for Facebook, Instagram, and LinkedIn to generate new leads

Attend Training

Full Transaction Support from Lead Gen to Close

Full Transaction Support from Lead Gen to Close:
-Daily (M-F) LIVE support and training to help you educate clients and other agents
-Access to preferred lenders offering highly competitive, assumable-friendly, 2nd mortgages for closing cash gaps
-Dedicated transaction management team manages entire servicer process from contract to close

Attend Training

AssumeList — The Platform Behind the Edge

AssumeList helps you search VA, FHA and USDA assumable mortgages, both actively listed and off market.

45,000

Active assumable
listings

4 million

Assumable off-market
property records

100%

Of properties on AssumeList have an interest rate below 5%

75%

Have an interest rate below 3.75%

PROCESS

How do eXp
Agents Gain Access

Follow this 3 step process to unlock your AssumeList access.

1

Attend Training

Join a live training session to learn the magic of AssumeList.

2

Receive Code

Your unique access code will be provided during the training session.

3

Activate Access

Full platform access — start expanding your business today.

Attend training I already have a code
EXP AGENT TRAINING & ONBOARDING

Get Access Today

Choose the training option that fits your schedule and learning style.

Daily Training

Live onboarding sessions designed for eXp agents — ask questions in real time and get expert answers.

LIVE SESSIONS
  • Understand how assumptions actually work
  • Learn how to identify assumable opportunities
  • Ask live questions in small-group sessions
Register for Live Training

Self-Paced
Online Course

Learn the hard truths about assumptions and why most buyers fail — at your own pace.

  • Complete training on your own schedule
  • Learn the core assumable mortgage process
  • Avoid the most common assumption mistakes
Online Course (Coming Soon)

Complete either training option to receive your AssumeList registration code.

Testimonials

Hear from Agents who Love AssumeList

Real stories. Real Results.

WATCH VIDEO

“I closed 11 assumptions when 74% of agents did not have a single transaction.”

  • Shelbi Souther, Denver, CO
WATCH VIDEO

“I offer value to my clients that other agents can’t match.”

  • Ben Ostler – Ogden, UT
WATCH VIDEO

“2025 was one of my best years even though it was a down cycle.”

  • Gary Meek – Roseville, CA
FAQs

Frequently Asked Questions

Any licensed, active eXp agent qualifies to participate in the enterprise partnership at no cost.

Yes, an official eXp email address is required for the registration process to verify your eXp affiliation. You are welcome to use any email address of choice for logins and client engagement.

Yes. To activate your AssumeList account, you’ll first need to attend one training webinar and receive a registration code.

Assumable mortgages are one of the most powerful opportunities in today’s market, but they require a basic understanding to use effectively. The training is designed to help you recognize the right opportunities, avoid common mistakes and pitfalls, and confidently explain the process to clients and other agents with whom you will engage.

Once you complete the webinar, you’ll have the foundation needed to get the most value from AssumeList from day one.

Be sure to check your official eXp account for the verification email – it may be in your spam folder. Reach out to our support team if you are having trouble with registration.

No cost! Thanks to eXp Realty, you can receive a free agent account with access to all active and off-market assumable homes covered by our platform.

AssumeList currently serves 25 states across the U.S. For a complete list of states, counties, and cities currently served, please see our Areas Served page.

Can’t find the answer you’re looking for? Reach out to our support team.

Ready to activate

your eXp access?

Attend a training session or register using your access code.

Attend training I already have a code