• Search over 40,000 assumable listings

Find homes with
2%, 3%, and 4% 
Mortgages

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

  • Verified Listings
  • Vetted Experts

Failures you
don’t see coming.

How 99% of assumable buyers crash and burn

Searching regular home websites

I can just search a listings website like Zillow or Redfin and use the keyword “assumable”, right? No!

Working with a non-AssumeList agent

OK, so I can just subscribe and tell my agent which homes are assumable, right? Sadly, No.

The Bank will tell you NO

99.9% of bank employees have no training on assumptions (so they’ll tell you no). We make sure every bank follows the legal requirement that they do the assumption.

If agents are so ignorant, I’ll just do it myself

No listing agent will believe you. You need a local AssumeList agent.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

Lies, Myths, &
Misconceptions

Nora talks to hundreds of buyers monthly. 

The amount of bad information circulating is staggering. Let’s set the record straight.

The Myth

Assumptions take forever

The Fact

Not with us. We stream-line the process to close in 45-60 days.

The Myth

VA loans are only for Veterans

The Fact

Nope! Civilians can assume VA loans. It’s one of the best kept secrets.

The Myth

All agents know the basics

The Fact

Sadly, no. Most are completely untrained on this niche process.

The Myth

Assumptions are a scam

The Fact

It is a Federally guaranteed right and a legally regulated banking process.

The Myth

Sellers stay liable

The Fact

No way! All mortgage and home liability legally transfers to you, the buyer.

The Myth

Vets won’t sell to non-vets

The Fact

Data shows ~30% of veterans are willing to sell to non-vets!

Ready to Get started? Subscribe Now

Success Stories

Victory from the
jaws of defeat

  • My agent told me it was dead. The bank wasn’ responding. AssumeList stepped in, and 30 days later had the keys and a 2.5% rate.
    Ben T.
    Saved $650/mo

Cautionary Tales

Defeat from the
jaws of victory

“My agent knows plenty.”

We warned her. She insisted her local agent could handle the paperwork without our guidance.

The listing agent confused the lender’s requirements
with a different bank’s policy. The deal fell apart over a
paperwork error that was completely preventable.

Don’t be the cautionary tale.

Watch the breakdown

Okay, enough drama.
Let’s get you educated

How 99% of assumable buyers crash and burn

Searching regular home websites

I can just search a listings website like Zillow or Redfin and use the keyword “assumable”, right? No!

Working with a non-AssumeList agent

OK, so I can just subscribe and tell my agent which homes are assumable, right? Sadly, No.

The Bank will tell you NO

99.9% of bank employees have no training on assumptions (so they’ll tell you no). We make sure every bank follows the legal requirement that they do the assumption.

If agents are so ignorant, I’ll just do it myself

No listing agent will believe you. You need a local AssumeList agent.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

Assumptions are usually very difficult. Before you search. read below to understand what we’ve built to conquer every obstacle that stopped people in the past.

BUILT FOR SMART HOMEOWNERSHIP

Choose your path.

Assumable mortgages made simple and accessible.

BUILT FOR SMART HOMEOWNERSHIP

Assumable mortgages made
simple and accessible.

For Home Buyer

Own your dream for Thousands Less

$650/mo
Average Savings

For Agents

Close Deals 
with Confidence.

33% More
properties Sold

Curated Listings

Featured

Properties.

Stand out.

Get noticed.

Sell faster.

Areas We Serve

Active Markets With
Assumable Mortgage.

Discover assumable mortgage opportunities across our supported regions, designed to help you save on interest and unlock homes others can’t find.

The Math

Keep Your Money.
Stop Paying the Bank.

In a high-rate environment, the interest rate is the biggest factor in
affordability. By assuming a 2.5% loan instead of originating a 7.5%
one, you save $920.75 every single month on the exact same house.

  • Over $800,000 in interest savings over 30 years
  • Build equity 3x faster in the first 5 years
  • Qualify for more home with the same income

Our Blogs

Learn More About Assumable Loans.

Explore our blog for the latest trends, expert tips, and inspiring ideas. Stay informed and inspired with valuable insights and practical advice tailored just for you.

Ready To Find

Your Dream Home?

Join thousands of homebuyers who are saving hundreds every month by assuming a low-rate mortgage.

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